Your Financial Toolbox: Cat Commercial Account and Cat Rewards

Your Cat equipment works as hard as you do and keeping it on the job-site ready takes more than just fuel. At Quinn, we’ve got the parts, service, and support you can count on to keep your business working. Cat Rewards, help you save, streamline expenses, and fund essential purchases.

Cat COMMERCIAL ACCOUNT: Your Business Financial Ally

The Cat Commercial Account is an unsecured revolving credit line issued by Cat Financial. It comes with no annual fee and flexible, low monthly payment options perfect for managing cash flow on part orders, repairs, rebuilds, rentals and more.

  • Use it at any participating Cat dealer, Cat Rentals, or approved online platforms like parts.cat.com and the Cat Central app.
  • No annual fee
  • Credit lines ranging from $10,000 to $5 million
  • Benefit from exclusive financing offers such as 0% interest for 6–36 months on parts and services through Dec 31, 2026.
  • Enjoy automated expense tracking by job and dedicated account support.
Your Financial Toolbox: Cat Commercial Account and Cat Rewards 1 | Quinn Company

Cat Rewards: Earn as You Spend

Automatic enrollment in the Cat Rewards program is included with every Cat Commercial Account.

  • Earn 1% unlimited Cat Points on all qualifying purchases, whether instore, online or rental payments.

Cat Credits: Turning Points Into Purchasing Power

You can spend Cat Credits at Cat dealers, Cat Rentals, or online for parts, service, tools, rentals, Customer Value Agreements, and rebuilds—but not for equipment purchases.

  • Redeem on checkout in parts.cat.com/Cat Central or via email e-certificate instore.
  • Credits must be used within 12 months from issuance (as noted on the certificate) and generally expire by 4 p.m. CST on that date.
  • They can’t be converted to cash, used to pay down debt, or applied to government, dealer-house accounts or machine purchases.

Steps To Get Started

  1. Apply for the Cat Commercial Account — complete the application in just 5–7 minutes.
  2. Earn Rewards on every eligible transaction — both in-store and online, including rentals and parts.
  3. Track your earnings 
  4. Spend Cat Credits — apply to routine expenses to free up cash for larger projects.
  5. Stay informed — monitor expires and leverage special offers via the members portal, app or monthly statements.

Why Choose Quinn for Cat Financing?

When you partner with Quinn Company, you’re backed by more than just powerful equipment. Our Cat Commercial Account financing and rewards program work together to give you:

  • Better cash flow management
  • Convenient online and in-store access
  • Exclusive financing offers and savings
  • Increased return on everyday spending

Maximize Your Business Benefits

Cat Rewards create a seamless loop: Buy > Earn > Spend > Save, helping your business fund necessary parts, services, rentals, and maintenance—all while optimizing cash flow and gaining financing flexibility.

Ready to Get Started?

Call us today to explore your options or apply now to take advantage of special Cat Rewards offers and start using Cat Credits to support your business needs.

Want to learn more or apply for Cat Rewards?

Submit a form and out specialist will contact you.



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